Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
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FFB Bank will be closed on the following standard holidays, as observed by the Federal Reserve Bank:
- New Year’s Day (January 1)
- Martin Luther King Jr. Day (Third Monday in January)
- Presidents’ Day (Third Monday in February)
- Memorial Day (Last Monday in May)
- Juneteenth National Independence Day (June 19)
- Independence Day (July 4)
- Labor Day (First Monday in September)
- Indigenous People’s Day (Second Monday in October)
- Veterans Day (November 11)
- Thanksgiving Day (Fourth Thursday in November)
- Christmas Day (December 25)
*If one of the aforementioned dates falls on a Sunday, the following Monday will be treated as a standard Federal Reserve Bank holiday.
Transfers between your accounts are
real-time transactions and can be
processed at any time the Online Banking system and the Bank’s data processing system are operating. Transfers are considered same day if processed prior to 7:00 PM PT. Transfers attempted after the 7:00 PM PT cutoff period will be posted on the following business day.
Checks deposited before 5:00 PM PT will be posted same day, funds may be available next day but are subject to a 2-7 day hold.
Wires received after their cutoff times will be processed the next business day.
Domestic wires submitted in-person must be received by bank by 2:00 PM PT.
Domestic wires submitted through online banking must be received by bank by 2:00 PM PT.
Any international wire transfer requests must be received by bank by 12:30 PM PT.
Domestic wire requests through online banking messaging must be received by bank by 12:30 PM PT.
Bank’s cutoff hours for delivery or receipt of ACH files transmitted through Online Banking will be 2:00 PM PT.
Customers with same day ACH capabilities have a cutoff time of 1:00 PM PT.
The exception items with available images, will be made available to you each banking day via online banking. You will need to make a pay/no pay decision by the designated deadline of 11:00 AM PT for checks and 4:00 PM PT for ACH.