Banking | 03.17.25

Watch Out for These 8 Tax Season Scams

Tax season is stressful enough without scammers trying to sneak in and steal your information. Between forms, deadlines, and deductions, the last thing you need is fraudsters popping up in your inbox, on your phone, or on your social media feed. From fake IRS calls to “too good to be true” refund loans, these scammers […]

Banking | 02.26.25

Understanding the 5 Cs of Credit

If you’re applying for a loan, here’s the truth: it’s not just about your credit score! Lenders actually follow a tried-and-true formula to determine who qualifies and on what terms—the 5 Cs of Credit: Character, Capacity, Capital, Collateral, and Conditions. While every lender weighs them differently, these five factors are the foundation of nearly all […]

Banking | 02.19.25

Remembering Al Smith (1939-2025)

We are heartbroken to share the passing of Al Smith, a beloved member of FFB Bank’s Board of Directors, who passed away on Saturday at the age of 86. Mr. Smith’s contributions to the Bank and to the community as a whole were immeasurable, and he leaves behind a lasting legacy of service and dedication […]

Banking | 02.14.25

The Couples Guide to Saving and Managing Money

There’s no greater feeling than knowing you’ve found the person you want to build a future with. The only lingering question? How in the world are you going to finance that future together? Whether it’s saving for a dream vacation, buying a house, or planning for those “someday” moments, managing money as a couple doesn’t […]

Banking | 01.21.25

Is Your Checkbook Safe? How to Protect Your Checks from Fraud

Let’s talk checks for a second. Sure, they might seem “old school” these days, but that doesn’t mean they’re off-limits to scammers. In fact, check fraud has nearly doubled since 2021 even as check usage continues to decline. Not actually what you want to hear, right? Don’t worry though! As long as you understand how […]

Banking | 01.15.25

How to Stick to Your New Year’s Resolutions (and Make Them Last)

Ah, the New Year—a time for fresh starts, clean slates, and the annual tradition of making resolutions we swear we’ll stick to this time. Whether you’re aiming to crush it at work, take the trip of a lifetime, or finally start hitting the gym (we’ve all been there), setting goals can feel both exciting and […]

Banking | 12.24.24

6 Ways to Use Your Year-End Bonus

What’s the best gift you could receive for the holidays? A year-end bonus from your company! If you’ve already received one, congratulations! Your bonus is the cherry on top of your hard work, and now comes the fun part: deciding how to make the most of it. Whether you’re looking to reduce debt, save for […]

Banking | 12.17.24

Prep Your Business for the Holiday Rush

The holiday season is the most wonderful—and busiest—time of the year for businesses! With gift-giving in full swing, it’s crucial to be prepared for the rush of shoppers. Don’t worry though! The key to surviving (and thriving) this season is preparation. Whether it’s stocking up on those hot-ticket items or assembling your dream team, today’s […]

Banking | 12.3.24

9 Ways to Get Your Business Noticed

Getting your business noticed isn’t easy – especially when you’re up against a sea of other brands all competing for attention both online and offline. Whether you’re a startup, a small business, or an established company, building a strong, memorable brand comes down to consistency, creativity, and connection. The good news? With the right mix […]

Banking | 11.5.24

Your Guide to Business Structures

You have the idea, the product, and the cash to back you up – so what’s the next step to getting your business off the ground? Well, you can’t make it official without making your business legal. The trouble here is that there’s a wide variety of potential business structures that you can choose from, […]

Banking | 10.9.24

9 Ways to Master Password Security

In the ongoing battle against fraud, your first line of defense is a password. Our passwords are what stand between a cybercriminal and complete access to your device, account, finances, and other sensitive data. So it makes sense to make your password as strong as possible in order to keep fraudsters out, right? To kick […]

Banking | 09.24.24

Your Guide to Establishing Business Credit

You’ve got the right product and the right idea, now comes the hard part – getting your business off the ground. Of course, to do this you’ll likely need plenty of funding for a physical location, supplies, hiring staff, and other business needs. That’s where business credit comes into play. Just like a personal credit […]