Banking | 05.23.23

The 10-Step Checklist for Starting a Business

When you’ve got a winning business idea, the next move is to turn that vision into a reality. But if you’re new to being a businessowner, it can be tough figuring out where to start. Between finding funding for your business to obtaining the licenses and registrations needed to get your company off the ground, […]

Banking | 05.15.23

6 Scams Senior Citizens Need to Avoid

When it comes to scammers, no person is off limits – even if they’re elderly. In fact, senior citizens are at a higher risk of being targeted by scammers since they often have more money in savings and their lack of technological know-how can make them more trusting. So, to protect our grandparents, neighbors, older […]

Banking | 05.9.23

Preventing Mail Theft-Related Check Fraud

In recent years, criminals have begun to frequently target the U.S. Mail service and USPS mail carriers for a specific reason – to commit check fraud. In fact, the FBI found that losses from check fraud amount to $18 billion dollars each year. That’s equal to nearly 500 million checks!   As your fraud-fighting bank, FFB […]

Banking | 05.3.23

Perks of Shopping Small

Sure, we all love a trip to Target, a coffee from Starbucks, or flaunting a name brand on our clothes. While shopping from large businesses and chains may seem like an easy way to get the products and services you want, have you ever considered shopping from a small, local business instead? Not only will […]

Banking | 04.27.23

Teaching Kids About Financial Literacy

To secure a healthy financial future, you need to practice healthy financial habits. While this is true for people of all ages, it can be especially beneficial to start learning about money management at a young age. The question that parents then face is, “Where do I start?” While it may seem challenging to make […]

Banking | 04.25.23

Understanding ICS + CDARS

We get it. Protecting your deposits is important – especially now. With the occurrence of multiple bank closures, you want to make sure that you’re placing your money with a financial institution you can trust. As a member of the Intrafi network, FFB can provide that protection for its customers through ICS and CDARS. Still […]

Banking | 04.21.23

How to Keep Your Customers Coming Back

It’s a dilemma that any business owner may face during their career. You have a great product, and your opening was a success, yet you haven’t noticed any familiar faces returning for more. Sure, it’s nice to gain new customers, but as a business owner you also want to ensure that pre-existing customers will choose […]

Banking | 04.18.23

Loans vs. Lines of Credit

It’s finally happening! You’ve decided to take a chance and turn your business idea into a reality. The problem? You still need to figure out exactly how to finance your dream. This is where loans and lines of credit can come in handy. However, it may be hard to tell the difference between them – […]

Banking | 04.13.23

All About Checking Accounts

When you start at a new bank, one of the first things you’re likely to do is open a checking account. A checking account is a deposit account at a financial institution that allows you to both easily withdraw and deposit money. Unlike a savings account, a checking account allows you to access your money […]

Banking | 04.10.23

All About Savings Accounts

Starting a savings account is one of the cornerstones of creating a healthy financial future. With a savings account in place, you can begin putting money away for specific purposes, such as creating an emergency fund, saving for a down payment on a house, or even saving for a future goal such as retirement. When […]

Banking | 04.6.23

Your Guide to Budgeting

We all know that feeling of excitement when you finally get your paycheck. Whether it’s your first one or your hundredth, you start to imagine all the things that you can buy with your hard-earned money. Unfortunately, the reality is that no one can use their paycheck entirely on shopping and entertainment. In fact, many […]

Banking | 04.3.23

Dealing with Financial Stress

Whether you’re a pro or taking on the responsibility for the first time, dealing with finances can be stressful. This can be especially true if you’ve recently experienced a financial stressor, such as debt, reduced work hours or income, paying off a new mortgage, increased rent, or covering an emergency. No matter your situation, the […]