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Simple and Safe - Secured by FDIC

FDIC Protection for Your Deposits

Protecting your deposited funds has never been more important.

For accounts that exceed the $250,000 FDIC limit, FFB offers ICS® (Insured Cash Sweep) and CDARS® (Certificate of Deposit Registry Service). These programs extend FDIC protection across the full value of your deposits*, with the convenience of a single account and personalized service from FFB.

Rather than dealing with multiple banks, you will work directly with FFB to set up electronic statements and track account activity, balances, and other information online.

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Universally Accepted
Assurance

IntraFi Network Deposits enables our institution to offer customers access to multi-million-dollar FDIC insurance through a single relationship.

Full access
DDA-MMDA Option

Customers’ funds can be placed into demand deposit accounts, money market deposit accounts, or both.

  • Deposits are allocated to banks that participate in the program (up to $250,000 per bank)
  • Daily access to funds
  • The customers’ established financial institution will own and maintain the relationship
  • Customers may exclude banks from receiving their funds.

Liquidity
CD Option (formerly CDARS®)

Customers’ funds can be placed into certificates of deposits.

  • Deposits are allocated to banks that participate in the program (up to $250,000 per bank)
  • Standard CD terms are 4-week, 13-week, 26-week, 52-week, 2- year, and 3-year. Customers can also combine options to create a custom term.
  • The customers’ established financial institution will own and maintain the relationship
  • Customers may exclude banks from receiving their funds

[1] Our institution can use a Resubmission Agreement with a customer to create a nonstandard term by combining successive placements of CDs with standard terms.

Get Started Today!

Let us help you protect your deposits.